Recommendation Chase Freedom Unlimited Card

Maximize Your Rewards with the Chase Freedom Unlimited Credit Card

The Chase Freedom Unlimited Credit Card offers an exceptional rewards program that allows you to earn cash back on every purchase. Here’s a detailed look at what makes this card a top choice for those seeking to maximize their rewards:

Rewards Program:

– 4.5% Cash Back: On drugstore purchases and dining at restaurants, including takeout and eligible delivery services.

– 6.5% Cash Back: On travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards, and more.

– 3% Cash Back: On all other purchases (up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Welcome Bonus:

Earn an additional 1.5% cash back on everything you buy (up to $20,000 spent in the first year) – worth up to $300 cash back!

Fees:

– Annual Fee: $0

– Intro APR: 0% for the first 15 months from account opening on purchases and balance transfers.

– Regular APR: 20.49% – 29.24% variable.

– Balance Transfer Fee: Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater.

– Foreign Transaction Fee: 3% of each transaction in U.S. dollars.

Credit Needed:

To qualify for the Chase Freedom Unlimited Credit Card, you typically need to have excellent or good credit.

Pros:

– No annual fee.

– Rewards can be transferred to a Chase Ultimate Rewards card.

– Generous welcome bonus.

Cons:

– 3% fee charged on foreign transactions.

The Chase Freedom Unlimited Credit Card is an excellent choice for individuals who want to earn significant cash back on everyday purchases without worrying about annual fees. The introductory APR offers an additional incentive for those looking to make large purchases or balance transfers within the first 15 months. However, it’s important to note the 3% foreign transaction fee, which can add up for frequent travelers.

Apply today and start taking advantage of the incredible rewards and benefits offered by the Chase Freedom Unlimited Credit Card. With its robust cash back program, generous welcome bonus, and no annual fee, this card is designed to help you make the most of your spending.